
leadership team
Copyright © 2019 Cr24 Inc. All rights Reserved
Byron serves as CEO to guide Cr24's culture of convergence innovation of application intelligence, ergonomic design, and best practices. Leading company development, product intelligence commitment, and the Cr24 digital content and eCommerce vision.
Prior to Cr24, working in leadership teams at Trellist , CTI, and north Fyord. Serving global brands for Astra Zeneca, CVS, Bank of America, Capital One, CiTi, Barclay’s, Koch, AT&T, IBM, Campbell’s, Wimbledon, DuPont, U.S. Open, Samsung, and Coca-Cola. Servicing 70% of American households.
Byron alligns Cr24's R&D and patent innovation, branding, product and service operations, and business architecture. Driving digital-forward and approachable tech to best serve Client’s and vertical channels. Serving Cr24 to Realizing market share, enduring IP-based P&L, and investment growth.
Byron enjoys supporting emerging companies, serving on community civic fundraising, and board programs. Antiques and Decorative Arts, Travel, Fitness and Golf provide time with family and friends.
Josh's roles with global FinTech, Health Services, and Digital Marketing and eCommerce firms over the past 18 years, continue to inspire Cr24's business development processes and efforts. Josh's passion for converging marketing design and intuitive applications into best-practices and strong eCommerce outcomes, becomes contagious with Cr24 Clients and channel partners. Josh's boots-on-the-ground attitude with digital marketing operations always is seeking greater iterative experiences for Clients and their consumers.
DIn CSO role Josh leads market introduction of Cr24 Brand, together with company product-service offerings and BD practices, for Cr24's direct-to-consumer and channel distribution programs. Josh's asset development experience helps lead Cr24's product architecture into company vertical market planning and execution to gain company marketshare.
Josh served in VP and SVP roles with MBNA and Bank of America to refine processes and lead divisional team programs with Merrill Lynch, Schwab, Fidelity, and American Express. As well as loyalty Brand campaigns with Aetna, AAA, Celebrity Cruises, MLB, NFL, Bass Pro Shops, LL Bean, and Home Depot. Prior to Cr24, strategic Leadership Executive and Head of Payments North America, with Trellist and Zenbanx, focused on vertical market development, BD and B2B partnerships, expanding marketshare for Visa, Capital One, AT&T, Barclaycard US, PNC, Vanguard, ING Direct, TD Bank, and Bank of America, reaching 200+ million consumer households each year.
Josh is charged with the constant gathering and learning of how to evolve Cr24's products and services with digital asset and communications function benefits, to shape Cr24's current and new market opportunities.
Josh enjoys local charity-youth programs and board service, fitness and sports, as well as traveling with family.
gregballance
CIo
ēvolv programs
Greg performed, early on, in larger initiatives and developmental sequences shaping enterprises and marketplace change. Projects spanning national military and nuclear technologies departments and impacting directions for GE, OKI, Walklett Group, and Harnsfigure Engineering. Greg's foundation in early-stage Kermit, FTP, VAX for VMS, and RDB market developments, lead to adoptions by Digital, Apple, and American Airlines.
Greg's relational data understanding and process that influence application’s UI/UX, intelligence objectives which excels data performance lead to early IoT thinking.
Greg as a founding partner in Diamond Technologies, an App Dev INC500 fastest growing company serving DuPont, United Way, MBNA, Core States, Oracle, IBM, US Defense Dept, GSK, Astra Zeneca, Blood Bank of DelMarVa, Merck, and WaWa had the opportunity to develop and execute against program and operations standards for highly-regulated and demanding enterprise programs.
Greg's experience with data and technology intelligence drives his strategic role as Cr24's CIO of ēvolv programs. Working to create Cr24 products to sharpen the ability to connect information points, bring greater awareness and better choices, and provide Clients with stronger eCommerce value and market differentiation.
Greg enjoys advisory to United Way, Junior Achievement, Delaware Tech., and the DE Governor’s Small Business Council, DE state Youth Chairman, and Board roles with faith-based juvenile development and justice programs. Family and friends, coaching baseball, and golf, and . kayaking adventures with my wife Debbie provides some needed downtime from Greg's busy schedule.
ējis

Mike's role as Cr24's Chief Client Product Officer provides the transition from development, and onto go-live advancement for all B2B and B2C ējis programs. Mike provides co-lead for product and program component construct with our channel partners and internal teams, as well as leading ējis program delivery and on-boarding team efforts for Cr24 Clients. Mike's experience with software development and governance operations of enterprise environments is coupled with understanding to achieve high performance for ējis programs. Providing client-focused leadership throughout the ējis integration and launch, user learning and refinement, and on-going consulting and new feature processes that are part of Cr24's convergence culture of client embrace for performance software.
Before joining the Cr24 team, Mike's experience was working and serving leading SaaS and license software tech programs with firms such as First USA, CoreStates Bank, SEI Investments, CIGNA, Reliance Insurance, AEGON, PNC Bank, Towers-Watson, MODIS, ADP, and Premier Logic. Affording Mike the opportunity to develop strategy and and lead teams with enterprise software product and service development, integration and transition, broad eCommerce performance reach, and advanced governance operations tied to revenue objectives.
Mike holds a BS degree in Computer Science from La Salle University. When Mike is not "heads-down" developing product assembly and implementation procedures with his teams, he enjoys spending time with family, as well as golf and rackets. Well-advertised is Mike's love for pro football, and if you look closely in the stands you can catch him in his green, white, and silver at an EAGLES home game.




As the Chief Technology Officer of ējis Programs, Tony guides architecture and evolution of ējis software products. Tony, as lead suite technologist for Cr24, with the Diamond partnership, brings together the coordinated competencies to realize the Client vision. Tony motivates the team with an infectious enthusiasm and innovative approach to new platform functions, tools and feature-sets, and implementation solutions. Tony and his team enable Cr24 application Intelligence performance to go beyond ROI.
Tony's innovation focus stems from digital product challenges and experiences gained with organizations such as AFL-CIO, and Federal and State Agencies of Vermont, Pennsylvania, Maryland, West Virginia, and Delaware. Retail Banking and Loyalty initiatives with MLB, MBNA, Bank of America, AT&T, and American Express. Tony's leads technical strategy and efforts across Cr24's ējis product, support, and LAB development teams.
When Tony is not putting long hours in at work, he spends time with family. Also, well documented is Tony’s passion for sport fishing. If you are willing to venture out, you will find him on his boat throughout our Mid-Atlantic coastal waters - working on the big one that he won’t let get away.
ējis

ējis

ējis

In the COO ēvolv programs role, Jim serves as operations and security and compliance liaison for Cr24 for product support. Coordinating operations and partner teams for client-program delivery.
The suite security and redundancy vision is a central part of our internal architecture and our Client's hosting and tactical operations. Our goal is to deploy the most current-applicable technology - providing greatest product benefit with risk management and tool performance.
Jim's depth of experience serving into global software and IaaS and SaaS, hosted technology firms such as Reliance Insurance, Verizon, JP Morgan/Chase, Hosting.com, and state infrastructure support with West Virginia, Delaware, and Pennsylvania to provide leadership in systems support engineering operations. Additionally, becoming involved with the security, compliance and governance, data assessment, and the related infrastructure challenges of critical systems.
ējis

ējis

ējis

David directs the experience for Clients - from initiation and learning, to product stand-up, on through on-going support and program maturity, in the Chief Client Officer role.
David's depth with online U.S. bankcard and retail product programs such MBNA, Bank of America, DecisivEdge, Barclays, and leading Brands such as L.L. Bean, AAA, AOL UK, and Edward Jones. Serving across technology, digital marketing, and operational web asset deployment and eCommerce teams - offers Cr24's Clients strong user-deployment strategy and business value, knowledge transfer, and execution tactics to maximize tool and service program ROI .
David serves as lead advocate for Cr24 Client product and service needs from discovery to adoption, and onto strategic and maturity planning - of tools, software-instances and licensure, , product up-grades, and added services and customizations.
David's consultative and team approach to investing in Client environments and their challenges, and raising best practices brings Cr24's operational, development, and technology dynamics and capabilities to our Clients. Providing effective product and issue solving ideation, planning, implementation, and deployment. David is all about our Client's Cr24 experience with .
During Cr24's early convergence-method and ējis digital marketing development whiteboard sessions, we had the opportunity to gain from David's guidance. Now more so, as David has joined daily efforts.
ējis

ējis

ējis

ējis

Yeshphal directs diagnostic processes for client-side ēvolv program operations. Yesphal’s enterprise AP Dev and support experience, leads the commitment towards greater ēvolv team performance within each Client instance, over the maturity of the program.
Yeshphal’s foundations in AP Dev, analyzing systems and their performance , leading project support experiences - accelerates Client productivity. Working to refine ēvolv design and business systems on a Client-instance basis.
Yesphal enhances team convergence practices with agile and scrum ideation methodologies, and software and tool awareness with JavaScript, JUnit, Ruby, Spring Boot MVC, RESTful Service, Hibernate, AngularJS, Ionic Framework, UML, HTML/CSS, SQL, Git, Command Line, Maven, Oracle, PL/SQL, IBM DB2, Power Builder, Siebel, Python, Selenium, Webdriver, UML, Vaadin.
Insights gained in roles across multiple client SBU and supplier teams with GMAC Mortgage, Dade International, Merck, Goldman Sach’s, Bank of America, JP Morgan Chase, Capital One and Barclaycard.
Yesphal holds a M.S. in Computer Science, from Maharaja Sayajirao University, in Vadodara, India. Professional certifications and training in JAD, requirements gathering, and technology presentation programs with IBM and Deloitte.
ējis

ējis

ējis

Scott is part of Cr24's Executive Leadership group. Scott's insights and guidance, helps to ensure key ējis enterprise strategies coincide with Client's digital marketing and eCommerce goals.
Scott's experiences standing-up product and service divisions for global enterprises, by bridging Cr24 internal leadership with Client executive teams - enables Cr24's programs to bring continuous process improvement to operations and delivery for Client Brand success.
Scott's understandings stem from a career of digital marketing, operations, and loyalty program initiatives. Roles with MBNA, ING Direct, CAP 1, J.G. Wentworth, AAA, and across 100+ recognized branded products.
Scott's first-to-market and across-team experiences, provide new ējis program and Client perspectives to the Executive Leadership group, and help shape Cr24 directions.
ējis
